Which of the following is classified as an immediate family member in Rhode Island?

Prepare for the Rhode Island Loan Officer Test with interactive flashcards and multiple choice questions, complete with hints and explanations. Excel in your exam with ease!

In Rhode Island, the classification of immediate family members typically includes those individuals closest in relation, such as parents, siblings, and children. Therefore, a child fits this definition perfectly, as children are direct descendants and hold a fundamental familial bond that is recognized in legal, emotional, and social contexts.

Uncles, cousins, and friends, while they may be important in someone's life, do not fall under the classification of immediate family by standard definitions. Uncles are a step away from the direct lineage, cousins are typically part of an extended family, and friends, although often considered family in a colloquial sense, are not related by blood or legal bonds. Thus, recognizing a child as an immediate family member makes sense within the structure of familial relationships used in legal definitions and loan processes.

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