Which of the following is NOT considered a mortgage loan originator?

A loan processor is primarily responsible for managing the administrative aspects of a loan application. They work behind the scenes to gather the necessary documents, verify information, and ensure everything is in order for underwriting but do not engage directly in originating loans. This role supports the loan originators but does not involve the functions of soliciting or taking loan applications from borrowers, which are essential aspects of being a mortgage loan originator.

On the other hand, a licensed mortgage broker actively facilitates the loan process, connecting borrowers with lenders and originating loans while ensuring compliance with regulations. A mortgage loan servicer manages the loan after it is closed, collecting payments and handling customer inquiries, but does not involve originating loans either. A person taking loan applications is directly involved in the loan origination process. Thus, the function of a loan processor distinctly separates it from the roles considered to be mortgage loan originators.